Privacy policy

Effective Date: December 1, 2019

Pilih Kredit is an online loan information provider application, which is a loan product aggregation platform that integrates a number of loan products that have been registered or licensed at OJK, you can find the right cash loan products quickly and easily.

1 Policy Statement

This Privacy Policy applies to Pilih Kredit APP, which has established ways to collect, use, disclose, process and maintain the information you provide to us when you use our products and services. We may need your specific information to serve you with better products and services. We will use your information in accordance with this Privacy Policy.

2 Information We Collect

We use your Personal Information only to provide and improve applications. By using this application, you agree to the collection and use of information in accordance with this policy.
 • Network
    • Allow us to access your Internet status.
 • Data Logs
    • Like many application operators, we collect information that you send every time you visit our application ("Data Logs").
    • This Data Log can include information such as your cellular Internet Protocol ("IP") address, the page of your application you are visiting, the time and date of your visit, the time spent on that page and other statistics.
    • In addition, we may use third party services such as Google Analytics that collect, monitor and analyze.
 • Cookies
    • Cookies are files with little data, which may include anonymous unique identifiers. Cookies are sent to your application from the website and stored on your computer's hard drive.
All your material (including trace records or deposits when using this application) will not be disclosed, rented, sold or distributed voluntarily to third parties. This information will only be used to provide services to you or enhance the feeling of your experience.

3 Links directed to third-party applications

This application may provide links to direct you to third-party applications that are not running under this application. For example, by clicking the Download button in our application, you will be taken to a third party application that is not operated or controlled by our application. Third-party applications request and collect information independently, please check the privacy statement and conditions regarding third-party applications.

4 Safety Statement

Security of Your Personal Information is important to us, we have taken physical, procedural and technical security measures to help you prevent unauthorized access, but remember that no method of transmission over the Internet, or electronic storage method, is 100% secure. Although we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

5 Modifications

Policies, content, information, promotions, disclosures, disclaimers and features in this application can be modified, updated or added at any time. We reserve the right to update or change our Privacy Policy at any time and you must check this Privacy Policy periodically. You continue to use the Service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of your modification and agreement to comply with and be bound by the modified Privacy Policy. If we make material changes to this Privacy Policy, we will notify you by placing important notices on our website.

6 Minor Privacy Protection

This application is not intended to be used by anyone under your protection who is under 18 years of age or under the legal age of drinking. This application will not intentionally collect minor personal information.

7 Guarantees Compliance

We hereby declare and guarantee to you that we are committed to ensuring compliance with laws and regulations concerning the protection of personal data in Indonesia.

8 Feedback

If you want to see or request to change your personal identifying information collected by us when you use this application, or if you have questions or comments about our privacy statement, please contact us by sending an email, thank you!