Loan
application
1. How to apply for a loan?
Pilih Kredit is a loan product aggregation platform that integrates many loan products registered or
licensed in OJK. Compare loan products, download selected applications, fill in the required information,
and you will quickly and easily process the required funds.
2. What's the minimun age required to apply for a loan?
The minimum age allowed to apply for a loan is 18.
3.How much can I borrow?
Each loan application available on the application provides a different amount of loan. From IDR 200.000 to
IDR 20 million.
4. Can I borrow money if I don't have a credit card?
You don't need a credit card to apply for a loan.
5. Do I need a mortgage?
The loans provided are unsecured loans.
6. What information is required to apply for a loan?
All you have to do is prepare your ID card information, employment status, and domicile.
7. Can I borrow if I don't have a bank account?
Sorry, you must have a bank account to receive the loan funds you have submitted.
8. Can students / entrepreneurs / housewives borrow money?
For some loan applications provide loan opportunities for students / entrepreneurs / housewives with
certain income.
9.Can I apply for a second loan?
You can apply for a second loan after paying off the first loan.